There are few places where living is as affordable as in Ecuador. There is something for everyone, regardless of your budget. Retirement Investments strives to keep its information accurate and up to date. The infrastructure here is top-notch across the board. And no matter where you go, you can expect a comfortable life of friends and fun, along with a no-hassle residence process, warm weather, beautiful landscapes, modern conveniences, quality healthcare, and more. Sure itâs not Florida, but not everyone want to fight hurricanes in their old age. Many of them were former International Living readers who took the plunge, and now want to share their love for their new home with the world. Every day I get up and have a choice of what I’d like to do. Known as the Land of Smiles, the peaceful Buddhist nation of Thailand offers a low cost of living and great... Nicaragua. To retire in Singapore one would need almost $950,000, and in Hong Kong, $871,000. Although it depends on many factors, you can estimate that you can live on about one-third less here. Safety can vary from one region to another. Mexico is extremely well-connected to the United States and Canadaâyou can even drive here. I can get a round-trip ferry ticket to Taboga Island for $20 (the trip takes 45 minutes). Switzerland is also the best country for retirement security in the world, according to Natixis, and came sixth in the UNâs 2019 World Happiness Report. Even so, the country remains a good long-term bet as we move toward a post-COVID world, given its natural beauty, resilient population, and progressive vision. Better yet, are village shops, bakeries, greengrocers, fishmongers, and butchers. You should research different destinations to find out more about the cost of living and what life is like there. Thatâs where weâd like to help. (These amounts vary based on the exchange rate between the U.S. dollar and Mexican peso.) There is colonial architecture, coffee farms, and then one thing that no other town has, even other colonials: Valle Cocora. Malaysia is a popular destination for activities like water rafting or hiking. You will also find engaging international communities of expats who will help you through the process of acclimation. Once you have either form of residence you are free to stay in Mexico as much or as little as you want. While I appreciate the natural beauty and the mix of indigenous, Incan, and Spanish culture, one of my favorite benefits is the affordable lifestyle. The Mexican people have a real zest for life, with plenty of singing and dancing in the streets, welcoming attitudes towards new neighbors, and a live and let live attitude. And that’s just a small taste of real Mexican cuisine. Then there’s the worry-free healthcare: Panama’s private facilities are among the best in the region. The rising middle class have no issues taking a meal at either place; they’re happy to splurge on occasion, but nothing quite compares to sharing a humble kettle of “hot pot” in the company of friends and family. Portugal is a popular retirement destination because of its amazing weather and 1,114 miles of coastline. Its friendly people will make you feel welcome. Temperate climates in the Colonial Highlands… the dry heat of Los Cabos… or the southern California “perfect” climate of northern Baja. We started to make plans to do just that and moved to Penang in early 2010. My husband Clyde and I have called Portugal our home for over two years now. The information on Retirement Investments could be different from what you find when visiting a third-party website. All products are presented without warranty. Panama. Maltese language classes are readily available in local schools. Each artisan takes immense pride in their work, as they have done for generations. Its weather is a tropical 82 F all year round and its beaches, islands, and jungles are pristine. Costa Rica, like all of Latin America, is predominantly Roman Catholic with approximately 75% identifying with Catholicism. There are many factors to weigh when deciding where to live out your golden years, including local tax rates, housing costs, and quality of life. Use the previous and next buttons to view all 25 countries. There are tight-knit active expat communities and many activities to get involved in—day trips to nearby towns, card games, dinner clubs, trivia, art classes, hikes in the Cajas, and long lunches with friends. U.S. News & World Report recommends this Central American nation as a great retirement destination for its... Ecuador. If you want to live in Lisbon, Porto, Cascais, or the Algarve, you should bump that number up to $3,000 or more. The capital, Panama City, is home to Central America’s only light-rail or metro system. The login page will open in a new tab. Since he had already eaten, he declined but had to smile about her generous offer. Retire abroad to enjoy a better quality of life in some of the best places to retire in the world. Life is meant to be lived out-of-doors, and you’ll discover residents soaking up the sun on café terraces around town—a chilled glass of rosé and a few spicy tapas make for the perfect southern happy hour. “Other living expenses are likewise significantly cheaper than in the U.S. While you’ll pay a small percentage of your annual income to join, passive income (pensions and social security benefits) is exempt from the charge due to a tax treaty with the U.S. It’s hard to imagine that this war-torn nation of 40 years ago has developed into the world’s fastest-growing economy in 2020. We think of it as a tool for you, our reader. You wonât have to pay taxes on your retirement pension or Social Security. The Best Places to Retire In France: Ideal Locations For a Perfect French Retirement Retirement heaven on your doorstep Explore some of the most fabulous retirement locations in France, inland and coastal, to find your perfect destination to retire across the Channel. And you have modern conveniences like a well-maintained highway network, cellphone service, highspeed internet, including fiber optic, cable and satellite TV, and any other amenity you might want. You can expect to spend around $700 a month on rent, utilities, and public transport. These cities are havens for sun and sea worshipers. All products are presented without warranty. The first step you can take is to learn more about popular destinations for retirees. After living here for three months in the country, expats are eligible for universal coverage. Malta has three islands, Malta, Gozo, and Comino. That’s the number one attraction. We rank and score each of the 25 countries in the Index across the following 10 categories: Note: We’ve given Nicaragua and Bolivia low scores in the Opportunity and Governance categories. Permanent residency is easy to obtain for 12 months at a time. Since English is taught in the schools, many Portuguese speak some English, which makes retiring here a little easier. The sun-drenched regions of southern France have elevated easy-living to an art form. Do I Need to Get a Second Passport to Live Abroad? With 1,200 miles of beach, one of the world’s highest active volcanoes, and the Galápagos islands, it is one of the most ecologically diverse places on the planet.”. The table below presents an overview of the top 10 countries in our Annual Global Retirement Index, in order of highest to lowest. Panama is an excellent option for retired expats thanks to its unparalleled climate. Mexico has been a retirement haven for residents of its North American neighbors to the north for 50, 60 years. For more information, please read our full disclaimer. Mexico has a good healthcare system and a safety index that is just below 45. Roundtrip ferry tickets to Gozo are $6.15. As for healthcare, when you compare surgery prices between the U.S. and Malaysia, the benefits are obvious. The city has a multicultural community, strong history and wonderful core beliefs. There are dozens of consulates in the U.S. You can make an appointment online and then bring in documentation to prove your home country citizenship, marriage (if applying with a spouse), and income. Property prices are affordable if youâre thinking about buying a home or apartment. Frequently cited as one of the top healthcare systems in the world, residents enjoy high-quality care at cut-rate prices. They work for you. Our sources are living in the places where they’re gathering their intelligence. Safe retirement options in gated communities, Large community of English-speaking expats, There are restrictions on buying a property if youâre a foreigner. The average temperature is 74,° but you can find cooler weather in the mountain regions. Including rent, it costs me about $2,600 a month to live well in cosmopolitan Panama City. You will also find Evangelicals, Protestants, Jehovah’s Witnesses, and small numbers of Jews, Mormons, and Muslims. We love Portugal and have never regretted our decision to move here. Glitzy shopping malls with the latest fashions and electronics compete with cavernous traditional markets selling gallon-size jugs of ginseng, traditional medicines, and $2 jeans. Prices are up to 25% less than in the U.S. Our index is informed by hundreds of opinions and real-life experiences—information—compiled by our trusted sources in the best retirement destinations across the globe. They’re reporting back to us with insights, and information about what’s really going on. That makes your transition to a new life in Mexico all that much easier. There are language and cultural institutes, museums and galleries, sporting and fitness events of every type…. All of them wondered if they could find a better life abroad. Venture north on the coast and you’ll encounter small sleepy coastal towns that attract expats wanting to escape the rat race, surfers, and hippies riding bicycles in towns like Montanita. This is particularly true for anyone looking to stay in the Western Hemisphere. Each year, we use our ever-expanding network of editors, correspondents, and contributors all over the world to give us the on-the-ground information and recommendations we need to put our index together…. More than 1 million Americans and a half-million Canadians call the country home today, living there either full-time or part of the year (often in winter, to escape cold weather). It is just a bonus that it is in such a beautiful setting,” she continues. Retirement Investments strives to keep its information accurate and up to date. Cities with a buzz, idyllic beaches, islands that seduce the senses, and some of the most pristine ancient rainforests in Southeast Asia—this is Malaysia. 2. There are specialists in every hospital, but unlike in the U.S., you don’t have to wait for months to get an appointment. Cost of living is, of course, very dependent on specific people and their lifestyle, but on average, you could spend under $2,000 per month per couple—for all expenses, and have a life filled with fun, no scrimping necessary. Find out which countries scored the best in the climate category and what country ultimately took top spot for best climate for ⦠My wife, Lisa, and I vacationed in Malaysia in 2008 and at that stage, we were taking at least two holidays a year somewhere in Asia. Pueblo has the most sunny days of all the cities on this list, making it the perfect retirement spot for sunbirds. This large expat community is very welcoming to newcomers, and there is no shortage of activities, clubs, events, happy hours, and more to take part in. Natural air conditioning flows down narrow streets, cooling apartments and houses through windows and vents in the sandstone. The house offered views of lush, rolling hills and fertile farmland that we loved. The official language is Portuguese, but itâs easy to find people who speak English. Healthcare costs are also a huge factor when considering a move to France. The country makes a perfect base from which you can explore the innumerable natural, historical, and cultural treasures that Southeast Asia has to offer. There are plenty of landmarks to visit and a rich history to learn about. But more than that, you need guidance on how to interpret that information. If youâre contemplating retiring abroad, youâll want to know the Top 10 places just recommended by International Living and Live and Invest Overseas, two experts on the subject. I’ve been here since 2005, and my life has just gotten better and better. Cool north-westerly and dry north-easterly winds make life sweet. The cost of living is 26% lower than in the US, and rent costs 70% less. It’s easy to travel in-country, too. Consider that you can own a home on a Pacific Coast beach or a condo with great views in the Andes for less than $150,000. Permanent residents pay $1.50. Residents have the option to blend public healthcare with private medical care either through out-of-pocket self-insuring or with the purchase of insurance policies. Known for its Atlantic beaches, fishing villages, golf resorts, waterparks, hot, dry summers, and tourists. They are proud of being Malaysian, and second to asking where you are from, is the question, “have you eaten yet?” Food is a crucial part of the culture throughout Malaysia, so it isn’t uncommon for your taxi driver, store clerk, or hairstylist to tell you where to go for the best plate of noodles. Of course, your cost of living will depend on your lifestyle and where you choose to live. So, here are their best places to retire in the world (plus a few others): 1. Costa Rica has an excellent healthcare system. Many expats settle in Quito or Cuenca to enjoy the 16th century Spanish colonial and 18th century French Republican architecture which earned these cities UNESCO Heritage site designations. Even during the May through November “rainy season” we have mostly sunny mornings, with an hour or two of rain in the afternoon. Many of the country’s larger cities also have English-language websites dedicated to helping expats find furnished houses and apartments. Top cities: Lisbon, Porto, and the Algrave. Ten times greater than in the U.S. When we got back and did the sums we realized that we could actually live in Malaysia and vacation back home, effectively reversing our situation and saving a heap of money. Several international airports serve regional destinations, while airports in Hanoi and Ho Chi Minh City offered flights to all major global destinations, including direct, non-stop flights to the U.S., and likely will again, once borders reopen. The government assures religious freedom for all. For me, Panama still checks all the boxes. In fact, choosing the best climate from all the possible destinations in the world could be an overwhelming task. You can pay cash at private facilities or use local or international insurance. Here you’ll find France at its most open and exuberant. To the east, Alsace and Lorraine are refined regions that captivate with their cozy, flower-laden villages and half-timbered homes. This revelation should come as little surprise since Costa Rica possesses one of only five “Blue Zones” on the entire planet—located on the Nicoya Peninsula in Guanacaste. Destinations like Portugal, Malaysia, Costa Rica, Panama, Peru, Slovenia, and the Czech Republic are among the most affordable retirement destinations. 70-year-old Texas native Larry Chilcoat has lived in Dalat since 2018. Three decades have gone by, during which our scouts have scoured every corner of the globe many times over. History buffs will be drawn to the seafaring regions of Normandy and Brittany. I pay $10 to $20 to see a doctor, $40 for dental cleanings, and $100 for five chiropractic sessions. At supermarkets and shops across the country you’ll find cheap local produce and products as well as imports from around the globe. These are the top 10 countries to retire in, according to US expats who made the move well before the coronavirus pandemic 1. Thanks to Panama’s strategic position outside the hurricane belt we enjoy very mild weather, with lots of sunshine throughout the year. The cost of living is 25% lower than in the US. The World's Best Places To Retire In 2021 1. There are plenty of international grocery stores around as well, Tesco is one of the more popular ones, and you don’t have to forfeit your little tastes of home, like good cheese and French wine. Vietnam is a regional travel hub. That’s one of the things that makes Vietnam stand out from other countries: it’s an easy place to make local friends. All are a ferry ride or a short flight away. The average retiree could live out a comfortable retirement in Costa Rica for only $1,500 a month. Expect to retire here for around $1,200 a month. It’s 60-miles south of Italy, 176-miles east of Tunisia, and 207-miles north of Libya. Top cities: Panama City, Coronado, Santa Fe, Pedasi. It has a tranquillo culture where manana means sometime in the future, and people welcome each other with cheek kisses and deep hugs. Contadora Island is a little more upscale—the ferry costs about $98 and takes less than two hours. Lower rates are available for seniors and residents. Head inland and you’re in the Andes, where you can zipline over mountain valleys, white water raft, get purified by Shamans, and shop for colorful textiles loomed by the indigenous. The tropical weather is one of the main draws. Lisbon, Portugal. The food is fresh and healthy, with complex flavors expertly blended to create unique dishes. Prices are fixed by the government, so you’ll pay the same $9 to see a doctor in Paris, Nice, or Strasbourg. Those who move to Mexico are drawn by a multitude of other benefits too. A visit to the farmers’ market is one of the most important stops of the day. Many locals speak excellent English, especially in urban areas. You can filter countries by the following groupings: Overview, Financial, Lifestyle, and Governance and within each category sort scores by ascending or descending order. Best Overall: Portugal. What are the best reasons to retire overseas? But the best part will be living the charming, easygoing Maltese way of life. Resulting in a well-educated population and medical access for all citizens and legal residents. “I knew within three months of being in Vietnam that this would be my home. Top cities: Mazatlan, Playa Del Carmen, Tulum, Mexico is a popular retirement destination for US expats who wish to remain close to their families. If your monthly budget is closer to $2,500 to $3,000, you will find a relaxed lifestyle with every comfort you require. As one of the world’s most captivating cities, Paris may be a pricey retirement choice, but it makes for a wonderful travel stop. Harbor or beachside living will cost a bit more. Wherever you are in Vietnam, you’re never far from quiet, rural roads, stunning mountain scenery, and tiny hamlets where life hasn’t changed much in the past century. Prescriptions in Malaysia cost a fraction of what you pay at home. Top cities: Ambergris Caye, Northern Belize. Many people love the temperate “eternal spring” climate of San José, the capital, and the surrounding Central Valley. I’ve lived here for 10 years now—in the coastal resort city of Nha Trang, in the progressive and delightfully livable city of Da Nang, and currently in Hanoi, Vietnam’s 1,010-year-old capital city. This is Central America’s most modern, happening city. The proliferation of cheap Asian airlines in recent years has made it easier (and more affordable) than ever to explore Thailand, Indonesia, India, and Japan. Malta is ideal for travel to Europe, Africa, and the Middle East. Costa Rica abolished their army in 1948 and pledged that budget to education and healthcare. A List of Some of the Best Countries to Retire To Retiring in Panama. Itâs best to have enough savings to replace 70 to 90% of your pre-retirement income. First-World standards of service and infrastructure, a wealth of historical and architectural treasures from its eons of history, and the sparkling Mediterranean—all in a country one-tenth the size of Rhode Island—ensure that this tiny island will keep you occupied. He says, “I’m able to live well on just my social security alone. I haven’t met anybody who wasn’t impressed by it.”. We have reliable inter-city buses and domestic flights to multiple destinations. Leaning heavily on Spanish influences, the university towns of Toulouse and Montpellier are full of the “fiesta” attitude. Mexico has two seasons, a dry and a rainy season. This makes Mexico one of the most popular—if not the most popular—expat destinations in the world. Here we rent a two-bedroom condominium in a gated complex with a pool for $1,030 per month. The first concerns the state pension: the UK government has agreements with some countries that British pensioners should continue to get the same annual increases as those who remain ⦠They are wonderful people, eager to share the magic of their culture, food, and traditions with foreigners. Weâve taken weather, healthcare, culture, and the cost of living into account to compile this list of the 5 best places to retire in the world. Add to that the warm and welcoming people I’ve met here…the fertile land yielding abundant crops…the two coastlines lined with beaches…and it’s easy to see why I choose to stay. You will have to prove that your income is at least $1,000 a month and that you can support yourself. The cities and coastline get crowded in the summer. She’s one of a growing number of expats who lives long term in Vietnam. It is no surprise to hear reports about expats having shed unwanted weight, taking fewer prescription drugs, and overall better fitness of mind, body, and soul. Like everywhere in the world, the pandemic has dealt the Costa Rican economy a harsh blow and put strains on the healthcare system. Or the dry, hot beaches of Guanacaste, or the lush, green landscape of the jungles in the south and Caribbean side. No need for heating and cooling bills in most of the country, and you can live most places without a car, paying 30 cents or less for buses, and $2 to $5 for cab rides. I can take an air-conditioned train and get downtown in 10 minutes for $0.35. Vibrant cities full of Old World charm, miles of golden sandy beaches, green, rolling hills, some of the best healthcare in the world, low cost of living, and safety. You start with an initial appointment at the Mexican embassy or a Mexican consulate in your home country. Panama has ranked at the top of IL’s retirement index many times for many reasons. Retirement dollars go much further in Colombia. Places on the central coast like Da Nang, Hoi An, and Nha Trang have exceptionally pretty beaches, while offering residents the benefits of city life, too. Just turn up to the hospital, register, then take a number and wait your turn. It’s often described as a trip back to the 1950s, only now the indigenous men in tribal dress pulling donkeys on long ropes are talking on iPhones. You are sharing together in this communal acceptance that life doesn’t have to be controlled or mandated, you can make it what you want, you can have friends you never thought you would have, you experience things you never thought possible because you are opening up to a life less complicated. The information on Retirement Investments could be different from what you find when visiting a third-party website. Last year my husband Clyde took our car into a service center for an oil change. Beyond a rich, cultural heritage, these maritime strongholds provide some of the most picturesque scenery in all of France. “My modern, top-floor apartment in Manizales, Colombia—with a gym and a balcony—costs $500 per month. On my budget I can afford to go out often. Residence is easy to qualify for and obtain. Maltese is a Semitic language heavily influenced by a mix of Arabic, Italian, English, and a bit of French. To identify the best places to retire, U.S. News analyzed data for the 150 largest metropolitan areas in the U.S. to assess how well they meet Americans' retirement needs and expectations. A couple can live in many cities around Colombia for $2,000 per month or less. Vietnam. Bordeaux and Burgundy attract wine-lovers from near and far, while the Loire Valley and the Dordogne offer stunning castle-filled views and lush, romantic landscapes. Colombia is home to 24 of the top 58 Latin American hospitals. Other âmost expensive places to retireâ on the list are considerably farther away from the U.S. Two Asian economic powerhousesâSingapore and Hong Kongârank second and third, respectively. Living in Ecuador has given me the retirement I could only have dreamed about if I had stayed in the U.S. It’s no wonder that Portugal has topped the charts for the best places to retire through the years. A second passport makes traveling easier, and you can usually qualify for one after living abroad for a while and obtaining residency status. Spend just a few hours walking around the city and you will see why it is nicknamed “The City of Eternal Spring.” This is what first drew me to the city. And when it comes to wine, the prices and selection are unbelievable. Panama offers ocean views, warm weather, and big-city amenities in a hurricane-free environment. This might be it. Traffic and pollution can be an issue in big cities, and the country has a crime index of 55. Retirement Investments has advertising relationships with some of the offers listed on this website. Popular beaches include Pensacola Beach and Perdido Key. Public transportation in Malta is efficient and inexpensive. Many expats are drawn to Vietnam for its beaches, which stretch more than 2,000 miles along the entire length of the country. As the expression goes, “You don’t meet a Colombian…you meet the entire family.” Here you’ll always feel part of the community. Permanent residents can take advantage of discounts available in the private sector with the right type of insurance. That’s what we’re here for, and that’s why we’ve compiled the 2021 Annual Global Retirement Index: to help you with the exciting business of choosing where in the world will best suit your needs. A trip to the market will seem a bargain. However, the state department recently issued a travel advisory for the country suggesting that visitors exercise increased caution. The public system has over 29 hospitals and nearly 250 regional clinics, making it easy to find healthcare no matter where you choose to settle. Panama’s Copa Airlines is one of the best regional airlines, while Tocumen International Airport is the best airport in the Central America/Caribbean region as well as one of Latin America’s top 10 passenger-friendly airports. What are the best places to live in the world? Want to invest for retirement? Before you know it, you’re invited to their house for dinner or to visit their ancestral home in the countryside. The best part: It is easy to become a resident in the Dominican Republic â plus you can import household goods and a car tax-free! Retirement Investments is a financial publisher that does not offer any personal financial advice or advocate the purchase or sale of any security or investment for any specific individual. Members should be aware that investment markets have inherent risks, and past performance does not assure future results. Iceland is the safest country in the world. Vietnam’s meteoric rise has been nothing short of phenomenal. On $2,500 a month, a couple can live extremely well, rent in a modern high-rise with a pool, a gym, 24-hour gated security, covered car space or two, a shared communal area with a barbecue, and it will cost between $750 to $1,000 per month. Just the fact that I don’t have to pay heating or cooling costs has saved me about $3,400 per year alone. Accredited hospitals some other guaranteed source small fee made in person in Valetta %... Malaysia, Asia is truly at your doorstep: Mexico six hours that takes you back to a new.. 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