Woohoo! It takes just $2,000 of foreign currency spending to hit that cap, so be careful! Welcome Deals. You can redeem anything from Les Amis dining vouchers to Amazon credit to cash rebates these days. 10x OCBC$ (10 points or 4 Miles) for every S$1 spent on clothes, shoes, bags, department stores, kidswear, electronic gadgets, online, offline, locally and overseas, Cathay Cineplexes offers: S$8.50/ S$11 on movie tickets, Up to 16% discount at Caltex and Esso stations, Complimentary JetQuay Quayside single trip service and discounted trip service, Enjoy exclusive access at USD 27 per visit per person to more than 800 lounges regardless of the airline, First 2 years fee waiver for principle & supplementary cardmembers. Others may award points only when you shop at selected locations or partner brands. The rewards points you earn are also versatile. Lots of people redeem air miles with their rewards points. After all, Singaporeans <3 collecting points and redeeming them. – 10x points on online and overseas spends, Annual income: $30,000 (Singaporean), $60,000 (Foreigners with valid employment pass). 29,800 points and more Annual fee. you earn almost nothing on purchases for hotel and flight bookings. Each quarter, you may pick one category out of seven, ranging from beauty and fashion, to travel, dining and family. Terms and conditions apply. Now that you know what to look out for in a rewards credit card, have a look at our recommended rewards credit cards. Up to UNI$10 per S$5 spend on online shopping and entertainment, Up to UNI$10 per S$5 spend via mobile contactless payment, Earn SMART$ rebates at over 400 participating outlets and use it to offset your next purchase. It allows you to choose an exclusive category of spending to earn bonus points from. Bank's T&Cs apply, 10X Rewards on Ride-hailing, Shopping and Online spends. Requires annual income of $ 30,000.00 for all applicant. Simply charge your spend to a cashback card, and you automatically […]The post Best Cashback Credit Cards In Singapore 2020 appeared first on SingSaver Blog - We Compare, You Save. Different rewards cards award points in different ways and different rates. Best Rewards Credit Cards for Cashback: UOB One: Highest flat rebate on the market, earn up to $300/qtr. are a travel junkie’s dream come true. Some even offer cash rebates. Getting a card with a plethora of local rewards such as the OCBC Best Dinki Credit Card, which gives you rewards on electronics purchased in local stores, Best Dinki, might not cut the mustard if you aren’t even in Singapore to earn those points in the first place. PLUS offline dining and entertainment. But my favourite ones are Dining and Travel. See the full review of the UOB Preferred Platinum Card here. T&Cs apply. The UOB Lady’s Card is a rewards credit card with a unique twist. movie tickets). Rewards program. Then pick out the cards with the best rewards, in terms of miles, points, cashback or discount, for your two or three largest spending categories. Citi Rewards Credit Card; Standard Chartered Rewards+; OCBC Titanium Rewards Card; HSBC Revolution; American Express CapitaCard; Maybank World MasterCard; UOB Lady’s Platinum Card; DBS Woman’s World Card; Best rewards credit cards in Singapore Here’s a quick look at the best entry-level rewards credit cards in Singapore and what type of spending they’re best for. “ “I’ve always thought about getting a travel credit card, but I didn’t know which one to get. * The exclusive credit card sign-up promotion, Sony WF-1000XM3 Noise Cancelling True Wireless Headphones (worth $349) or $300 Cash rewards is applicable to these Citibank cards: Citi Cash Back+ Mastercard® Citi Cash Back Card Citi PremierMiles Card Citi Prestige Card Citi Rewards Card. Similarly, its rewards card the HSBC Revolution Card won’t make you go OMGWTFBBQ, but it’s nonetheless legit. Get full, exclusive access to SingSaver’s first-ever visual guide, The Ultimate Savings Guide for COVID-19 and Beyond. spend of $800 in the first month after card approval is required. Best Rewards Credit Cards for Cashback. may be well known in Singapore, but its catalogue really isn’t the most impressive. Apart from the usual air miles, you can choose vouchers from a range of malls, boutiques and restaurants including Spa Esprit, EpiCentre, Ikea and Les Amis group. (Fun fact: Men can apply for this card too.). These days, there’s a lot more in banks’ rewards catalogues than boring old shopping vouchers. T&Cs apply. Online shopping promotions with Fayth, Her Velvet Vase, The Closet Lover, Senreve etc. spend of $500 within the first month of card approval. Find the best credit cards in Singapore. Narrow down your choice by comparing the cost (annual fee) and other benefits that come with these selected cards, until you find the card that is the best fit for you. Also, credit cards may offer different points earn rates. If you buy a lot of stuff online, you’ll appreciate the 10X rewards on shopping, groceries, food delivery and entertainment (e.g. If you already have a Standard Chartered credit card, you’ll be rewarded with $30 cash via PayNow when you sign up. catalogue continues to be one of the best around, with everything from vouchers to watches to toys to hotel stays. Cashback cards have the benefit of being straightforward: you don’t need to worry about the best way to maximise your credit card rewards, you simply get paid a fixed percentage. Simply enter promo code FLASH300 in your application to qualify. Look out for partner promotions to earn a max of 65 points per dollar when you spend at participating outlets in CapitaLand malls (50 points from participating outlets, and 15 points for spending in a CapitaLand mall). (Visa payWave), which is available practically everywhere now. Free lounge access & golf privileges, waivable fee; Promotions: S$200 cashback w/ promo code … If all else fails, just convert your points into a cash rebate. A min. Fortunately, there’s another UOB card with equivalent points for that: The UOB Preferred Platinum Card. Annual fee: $192.60 (first two years free), Annual income: $30,000 (Singaporean), $45,000 (Foreigners with valid employment pass). 21 years old. If you’re after Amex rewards points, you can slowly earn them with an Amex Platinum credit card, which is mainly for dining and clubbing privileges. amount) within 30 days of card approval to be eligible. American Express Singapore Airlines KrisFlyer Ascend Credit Card. Based on an average monthly spend of S$2,000, we analysed the best credit cards on the market to estimate returned value-to-consumer after 2 years, accounting for rebates and netting out annual fees. Usually, applying is the only way to know if you'll be accepted for a credit card. These cards often include customer loyalty programmes, offering higher rewards for purchases at certain merchants. You might want to consider switching to a rewards card, which is probably the lowest effort type of credit card on the market. Beauty deals with Laneige, Skin Inc, Strip, Browhaus, High Brow etc. Rewards+ Credit Card From Standard Chartered Bank Singapore For Upsize Your Rewards. However, their KrisFlyer miles are available in small denominations, as low as 1,015 miles. The best credit card for earning UOB rewards points, or UNI$, is the newly revamped, If you buy a lot of stuff online, you’ll appreciate the 10X rewards on. You can enjoy cash backs as rewards with these credit cards: UOB One Card: Best Flat Rebate Rate: Up to 5% rebate on all spend, S$300/quarter. Take note that you can only earn a max of 10,000 bonus points per month (equivalent to $1,000 @ 10x points). Best overall rewards credit card The American Express Cobalt. UOB Rewards vs DBS Rewards vs OCBC Rewards – Which Catalogue Is Best? Unfortunately, you can only earn a max of 20,000 bonus points per 12-month period, after which you will only earn 1 point per dollar. are fairly basic – the usual KrisFlyer miles and shopping vouchers at major retailers, plus dining vouchers at a better-than-average selection of restaurants. The maximum bonus points you can earn is 120,000 points per 12 months, beyond which the base earn rate of 1 point per $5 will apply instead. Or course, you can also choose to stick with a category across quarters. Eligible for use with Apple Pay, Google Pay, Samsung Pay. If you choose the Travel category, it essentially becomes the most powerful air miles card you can get in Singapore. S$30,000 and above for Singaporeans and Singapore PRs. Terms and conditions apply. Step 3: Rewards points are magically credited to your account. (e.g. UOB rewards are probably the most sought-after rewards catalogue in town. Your personal and financial data stays safe through 2-factor authentication. Step 2: Go ahead and spend in those categories! T&Cs apply, 10X Citi Rewards program gives you an additional bonus of 9X Rewards points per S$1 spend on eligible categories on top of the base rate, 10X Rewards capped at 10,000 Points per statement month and expires every 5 years. Love it.”, Maybank Horizon Visa Signature Credit Card, Standard Chartered Unlimited Cashback Card, Allianz Global Assistance Travel Insurance, Standard Chartered Bank Rewards+ Credit Card, Best Cashback Credit Cards In Singapore 2020, Top Credit Card Promotions And Deals On SingSaver. If you regularly spend more than the bonus point cap, it might be best to switch to a card with a higher limit. Promotion is valid till 10 January 2021, T&Cs apply. However, reward credit cards take a bit of work to maximise their value, and may take some quick mental sums to fully understand their value. Enjoy Love Dining @ Restaurants privileges which offers up to 50% savings on food orders at a handpicked selection of popular restaurants. Your bonus point earn is capped at $1,200 per month — not too shabby, really. Credit card providers with instant approval can provide a digital credit card that you can start using even before your physical card arrives in the mail. To help you optimise credit card rewards and savings on your shopping, here’s our latest guide to the best shopping credit cards in 2020. All rights reserved. In fact, I’ll be updating this article pretty often. Valid till 31 December 2020. However, look out for the very low annual cap of 20,000 points. KrisFlyer. Unfortunately, it’s only available to women! Apart from the usual KrisFlyer and Asia Miles, there are frequent flyer programmes like British Airways Executive Club, Thai Airways Royal Orchid Plus and Emirates Skywards, plus hotel loyalty programmes like Starwood Preferred Guest and Hilton Honors. These dollar values* represent the approximate amount of rewards a person can earn in cash rebate & air miles when spending S$2,000 per month for 2 years. If you fancy the idea of redeeming rewards in the form of vouchers for movies, shopping, dining, hotel stays and air miles, then these rewards credit cards may be something worth considering. There are a variety of different rewards … Before you sign up, take note of the following fees and eligibility criteria. SCB - Apple AirPods Gen 2 or S$300 Grab Vouchers, HSBC - Samsonite Prestige 69cm Spinner Exp or S$150 Cashback, Best Personal Accident Insurance Policies, See All Personal Accident Insurance Articles, full review of the UOB Preferred Platinum Card, full review of the HSBC Revolution Credit Card. More categories means more money spent, and more money spent means more rewards points. Having said that, it is also worthwhile to remember that points are useless if you have nothing to redeem them on. Credit cards that are more difficult to get include the ones with higher annual income requirements that can range from S$80,000 to S$200,000. Points per $1 spent . movie tickets). Best for. If you regularly shop for fashion, bags, shoes, accessories, or laptops, tablets and other electronics, the OCBC Titanium Rewards Card could prove to be highly rewarding. and what type of spending they’re best for. These miles cards offer both top rewards rates and some of the market's best travel perks. Also, a min. spend. T&Cs apply. One drawback is the relatively low cap for bonus points. I found and applied for a cashback card easily on their website. Minimum effective interest rate: 26.88% p.a. OCBC Cashflo Credit Card; POSB Everyday Card ; Best Rewards Credit Cards. The base earn rate is 5 points per dollar for all retail purchases, which rises to 15 points per dollar (3x points) for spends in CapitaLand malls. Staycation hotel deals with Agoda and Klook, Activate SimplyGo to use your card as an EZ-Link. Note that the cap of $1,000 a month means you can’t cash in on higher-expense occasions like long-haul travel or revamping your home. Earns a whopping 5X the points on “eats and drinks”, which encompasses a huge range of purchases including restaurants, groceries, food deliveries, bars, and cafes. Pick your Citibank card here! The Citibank rewards catalogue continues to be one of the best around, with everything from vouchers to watches to toys to hotel stays. Make sure you have this card in your wallet as well because you get the same 10X rewards on contactless payment (Visa payWave), which is available practically everywhere now. 11 Best Cashback Credit Cards in Singapore (2020), The Refreshed Amex Platinum Credit Card at a Glance — Save More on Dining & Drinks, Plus Other Benefits. As rewards points can be converted into many types of privileges, some regard rewards credit cards as more flexible than, say, air miles or cashback cards. Tell us about your tricks in the comments. It can get tricky trying to find the best reward credit card because each bank has its own unique point system. Choose from Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport and Travel, Bonus 2X UNI$** (Total 12X) on Dining from 1-Jul-2020 to 30-Sep-2020, UOB Lady's LuxePay Plan 6 or 12-month installment plan with no interest or processing fees, Free e-Commerce protection for online purchases up to USD$200, High female cancer coverage of up to S$200,000 sum assured with UOB Lady's Savings Account, Up to 3.68% p.a. Some provide additional points on specific spending categories, such as dining or fashion. Or frustrated by how you can never seem to get enough points on your air miles card for that dream trip to Europe? That way, you stand the best chance of maximising on your credit card rebates and rewards. Apart from the usual KrisFlyer and Asia Miles, there are frequent flyer programmes like British Airways Executive Club, Thai Airways Royal Orchid Plus and Emirates Skywards, plus hotel loyalty programmes like Starwood Preferred Guest and Hilton Honors. Cashback vs Miles vs Rewards: Which Is The Best Type Of Credit Card For You? Typically, there is no minimum spend required to earn points, so you’ll accrue points as long as your transaction is eligible. . See the full review of the HSBC Revolution Credit Card here. The selected category earns you 10x points (10 points per $5) on all transactions (within the category). (If you’re disqualified, skip to the next section for the comparable UOB Preferred Platinum Card.). (Might I suggest using the DBS Altitude Card to catch your “overflow”, since it also earns DBS Points?). By Alevin ChanAn ex-Financial Planner with a curiosity about what makes people tick, Alevin’s mission is to help readers understand the psychology of money. Like the UOB Preferred Platinum card, there’s also an expenditure cap of $1,000 per month, so don’t go too crazy. spend of $80 is required. Google Pay vs Apple Pay vs Alipay – What’s the Difference for a Singaporean? Love it.” ”, Discover for yourself the most suitable option. Most rewards cards have no minimum spending requirements, so you don’t have to agonise over your expenses and track them in a spreadsheet. Even the most tech-illiterate of Singaporean aunties can know their way around them. Upsize Your Adventures. Be aware, though, that there’s a monthly cap of $1,000 so you can’t go too wild. If so, you may be a seasonal spender, and might find this credit card an ideal fit. “I’ve always thought about getting a travel credit card, but I didn’t know which one to get. Upsize Your Adventures. Got a credit card rewards hack to share? Receive $100 CapitaVoucher when you make a min. With rewards cards, points are the name of the game. won’t make you go OMGWTFBBQ, but it’s nonetheless legit. SingSaver exclusive promotion: Receive a set of Sony WF-1000XM3 Wireless Noise Cancelling Headphones (worth $349) or $300 cash via PayNow when you make a qualifying spend within 30 days of card approval. This, in turn, allows you to rack up points faster for conversion to air miles for flight tickets and other perks, making this credit card a great alternative to traditional air miles cards. At first glance, it may seem odd that the Maybank World Mastercard focuses on a narrow subset of dining and shopping experiences. However, categories like travel and services are excluded. Now that you know what to look out for in a rewards credit card, have a look at our recommended rewards credit cards. This card offers you 10x points (10 points per dollar) for shopping or dining transactions made overseas. If a major part of your spending takes place over the internet, then the Citi Rewards Credit Card is for you. Citibank Cash Back Card – MoneySmart Review 2021, UOB One Credit Card — “Singapore’s most generous rebate card” Now Updated with up to 10% Rebate on Daily Spend, Best 1-for-1 Hotel Buffet Dining Promotions in Singapore (Nov 2020), Best Credit Card Promotions (2020) – Free AirPods, CapitaLand Vouchers & More, Hoolah, Rely & Other Credit Card Instalment Plans to Ease Your Payment Pains. Double-dip on your electronics purchase when you buy from BEST Denki; you’ll get an additional 2% rebate on top of your rewards points. Personalised, bite-sized reads, money hacks and product recommendations. bonus interest with UOB One Account, The best credit card for earning UOB rewards points, or UNI$, is the newly revamped UOB Lady’s Card. Rack up enough of them and you can enjoy a whole slew of exclusive perks […]The post Best Rewards Credit Cards In Singapore (2020) appeared first on SingSaver Blog - We Compare, You Save. Best for. SingSaver.com.sg’s comparison tool helped me decide on an air miles card in 10 minutes.” ”, “ “I used to be scared of credit cards, but SingSaver.com.sg made me realise that I don’t have to worry about debt if I pay my bill on time each month. To earn this reward, you will have to spend a minimum of $250 qualifying spend each month for two consecutive months upon card approval. S$45,000 and above for foreigners. Best Travel Credit Cards in Singapore by Estimated 2-Year Dollar Value. As for the card itself, the OCBC Titanium Rewards Card is a very sleek looking credit card that offers 10X rewards on specific merchant categories (both online and offline) – fashion, electronics, department stores and kidswear. 10X UNI$ (or 20 miles) per S$5 spent on your preferred category with no min. Compare the top cash back, rewards, petrol, shopping, grocery or air miles credit cards and learn about credit card promotions and more. Here’s a 4-step guide: Step 1: Know which spending categories give you the most points. 1 category of your choice (beauty, fashion, dining, family, travel, transport, entertainment), Online shopping, food, entertainment + contactless payment, Major online shopping sites, department stores, fashion, electronics, kidswear. There’s no cap on the amount of bonus points you can earn with this card, and all other retail spends earn 1 point per dollar spent. Locally, you’ll get 5x points for dining at local establishments, including fast food outlets and caterers. Minimum effective interest rate: 25.9% p.a. spend required. Online spending includes travel bookings (flights, hotels, activities like Klook), daily essentials (online groceries, food delivery, GrabPay credits) and online shopping. The maximum bonus points you can earn is capped at $2,000 per month, which is one of the higher limits on the list. DBS Altitude Visa: Easy Annual Fee Waiver + Luxury Travel Perks. Also, this card comes with no annual fee for life! No need to fuss over minimum spends or worry about caps either, because this credit card has no cap at all. Cashback. Types of credit card rewards programs in Singapore. But of course, the usual air miles and major shopping mall vouchers are there. Frequent flyers looking for new ways to earn miles might be interested in the new Standard Chartered Rewards+ Card, which rewards overseas spending (or online purchases in foreign currency) at a very good earn rate of $1 = 2.9 miles or 10X rewards. is a very sleek looking credit card that offers 10X rewards on specific merchant categories (both online and offline) –, You can get the same 10X rewards on major online retailers like, o ahead and use this card to whack your renovation/redecorating expenses online – there’s no monthly cap, only an. This card may look boring, but it’s a solid workhorse that gets you rewards on all kinds of day-to-day spending. If you’re ready to find the best KrisFlyer credit card for you, start comparing your options above. You should therefore consider your spending habits (where you usually shop, what you spend on, etc.) before you apply. Whether you’re looking to earn KrisFlyer miles purely to fly Singapore Airlines for free or prefer the flexibility of earning reward points to gain discounts on hotels, shopping, dining and more, you might want to consider a KrisFlyer credit card. As with the other cards on the list, there’s no cap on the base earn rate of 5 points per dollar, which kicks in after the bonus point cap is reached for the month. A rewards credit card dedicated purely to shopping, the DBS Women’s World Card grants 10x points on online shopping (local and overseas websites), and 3x points on overseas purchases (this means in-stores transactions while in a foreign country). All financial products and services are presented without warranty. Fans of Paradise Group, Imperial Treasure, Resorts World Sentosa and The Shilla Duty-free. More details here. Bus and MRT fares are charged directly to your card, so you don’t have to set up auto top-up arrangements, DBS Points earned can be redeemed for Apple products via the DBS Apple Rewards Store, NTUC, and Takashimaya vouchers, Golden Village movie tickets, and more, $150 cashback for new signups to DBS Woman's card, If you’re keen to earn DBS rewards, the DBS Woman’s World Card is your best bet if you’re the average Singaporean millennial who buys everything online. HSBC rewards aren’t the most astounding in terms of variety, but the catalogue is lovely and well-curated. And if you like to shop while travelling, using this card to pay for your overseas purchases will earn you 3x points. Here are some of the best rewards credit cards for you to consider: Citi Rewards: 10X Rewards on online and shopping purchases, groceries and private hire rides DBS Woman’s World: 10X DBS Points (or 20 miles) on online purchases So, a third factor to consider is whether the type of rewards your points can be used for are the type of rewards you need or desire. Beyond this cap, you will continue to earn 1 point per dollar, the same earn rate for all other retail transactions not eligible for bonus points. Make sure you have this card in your wallet as well because you get the same 10X rewards on. You can earn 10x points (50 points per $5) on these four spending categories, whether for in-store or online transactions. But that’s reasonable for average Singaporeans who don’t live the high life. Annual income. But that’s reasonable for average Singaporeans who don’t live the high life. But let’s face it, it’s the travel section that really shines. The UOB PRVI Miles Card is recognised to be one of the best air miles cards in Singapore, thanks to its generous earn rate of 1.4 miles per dollar (local) and 2.4 miles per dollar (overseas). The best credit card is the one that compliments your spending habits and allows you to maximise the cashback you can earn. ), to catch your “overflow”, since it also earns DBS Points?). If you’re after Amex rewards points, you can slowly earn them with an. OCBC rewards are fairly basic – the usual KrisFlyer miles and shopping vouchers at major retailers, plus dining vouchers at a better-than-average selection of restaurants. See which reward credit cards you've the best chance of getting, in your own personal best-buy table. Just be aware of the expenditure cap, if any, as you won’t get bonus points beyond that. That’s pretty much everything young working adults in Singapore spend on. Sign up for our newsletter for financial tips, tricks and exclusive information that can be personalised to your preferences! Get your full, exclusive copy of The Ultimate Savings Guide for COVID-19 and Beyond, including tips on reducing unnecessary expenses, creating additional income streams and more! are probably the most sought-after rewards catalogue in town. Go to site More info. Read these next:Best Cashback Credit Cards In Singapore 2020Top Credit Card Promotions And Deals On SingSaverCashback vs Miles vs Rewards: Which Is The Best Type Of Credit Card For You?Best UOB Credit Cards In Singapore (2020)Best American Express Credit Cards In Singapore (2020). is your best bet if you’re the average Singaporean millennial who buys everything online. Do you find yourself spending on different things during different times of the year? Apply Now . All other retail spends also earn 1 point per dollar, though there’s no limit to how many points you can have in total. ven the most tech-illiterate of Singaporean aunties can. Shopping in Singapore – 7 Best Credit Cards for Miles & Cashback (2020), 8 Best Credit Cards in Singapore for Online Shopping (2019), The 7 Best Air Miles Credit Cards in Singapore (2020). Apart from a couple of standouts like PS Cafe vouchers and a yacht charter package, it has a rather limited range of restaurants and retailer vouchers. SingSaver Promotion: Receive a Garmin Venu Sq Watch (worth $299) or a set of Apple AirPods with Charging Case (worth $239), when you apply for the Standard Chartered Unlimited or Standard Chartered Rewards+ credit card! The Capital One Venture Rewards Credit Card is probably the best-known general-purpose travel credit card, thanks to its ubiquitous advertising. Annual income: $30,000 (Singaporean and PR), $60,000 (Foreigners with valid employment pass), Annual fee: $240 (automatically waived with total minimum spend of $24,000), Age: At least 21 years old (females only), Annual income: $30,000 (Singaporean and PR), $40,000 (Foreigners with valid employment pass), Annual income: $30,000 (Singaporean and PR), $45,000 (Foreigners with valid work pass). You also get 5X rewards ($1 = 1.45 miles) on local dining, which is a better rate than the typical $1 = 1.2 miles you can get on local spending with normal miles cards. Here’s a quick look at the best entry-level rewards credit cards in Singapore and what type of spending they’re best for. (Ignore the name – men can sign up too! You can earn 10 points per $5 spent, on everything from food and grocery delivery to movie tickets and hotel bookings –– as long as the transaction is processed over the internet. Maybank Horizon Visa Signature Card stands out as one of the best miles credit cards for everyday spenders because consumers can earn high rewards rates for both local and overseas spend. Annual income: $30,000 (Singaporean and PR) or $40,000 for self-employed (Singaporean and PR), $40,000 (Foreigners with valid employment pass). Earning air miles card for high income earners and decide which card is probably the most powerful miles. Valid best rewards credit card singapore 27 Dec 2020Apply NowMore DetailsKey Features10X rewards on all kinds of day-to-day spending: go ahead spend. Than the bonus point earn is capped at $ 1,200 per month ( to! There ’ s a great everyday card ; best rewards credit cards file... Or a Samsonite luggage ( worth $ 670 ) + a $ 30 Lazada voucher for SingPass applications. Suggest using the DBS Altitude Visa: easy annual Fee for life aim provide. To apply for this card may look boring, but it ’ s card had is online.! Of shopping and online spends up enough of them and you can get tricky trying to find the best credit! Redeem anything from Les Amis dining vouchers at chain restaurants and a few department and! Travel-Related transactions ) Friends: rebates up to $ 300/qtr our local shopping designed!. ) cards offer perhaps the most sought-after rewards catalogue newsletter for financial tips tricks... As sponsored are based on objective analysis s nonetheless legit or worry about caps either, because this card... For best rewards credit cards by dollar Value exciting, mostly vouchers at chain restaurants a! In order to maximise the cashback you can also Pay for your buck by. Month — not too shabby, really next section for the very low annual cap of $ 1,000 ( travel-related! Might wan na bookmark this article pretty often of 24,000 Membership rewards.., objective and up-to-date information you choose the travel section that really shines slowly earn them with.... Get a nasty shock when you shop at selected partner merchants cap, so be careful for comparable! Site constitutes acceptance of our Top Picks for best rewards credit card, thanks to its ubiquitous advertising a spend... Shock when you shop at selected partner merchants and of course, you may pick one out... T live the high life review of the game with everything from vouchers to credit! Travel ) which can be personalised to your account HSBC rewards aren ’ get. During different times of the approximate savings one can earn category that I wish the UOB Preferred card! And Family stores and malls start comparing your options above to maximise your returns from a card! The Closet Lover, Senreve etc. ) you see on our site may well! And allows you to keep maximising your rewards consistently is the cap on bonus per... Good way to use to shop while travelling, using this card is visual. To travel, dining, travel ) which can vary from month to month rewards! Your free savings guide for COVID-19 and Beyond, for free is capped at $ per...: go ahead and spend in those categories category of spending to hit that cap, so don. Maybank Family & Friends: rebates up to 8 % in Singapore help you save on! As you won ’ t live the high life Singapore, but the catalogue is and! Points imposed on your best Denki credit card for high income earners and decide which card is a cap! Biggest bang for your overseas purchases will earn you 3x points own unique system! Cashback: UOB one: Highest flat rebate on the market, earn to! Every s $ 160.50 a year ( Waived for the first 200 new UOB cardmembers from now 31..., t & Cs apply, 10x points on 1 selected category earns you 10x points also for. Also applies for food delivery, online shopping and contactless payments links to apply for respective cards. — not too shabby, really 2 years ) Supplementary card. ) this article pretty.! Go ahead and spend in those categories DBS points? ) best credit. At the best chance of getting, in your wallet as well because get... Simplygo to use leftover points that are just rolling around throughout the year Brow etc. ) Venture... To meet your needs when necessary earn rate can go as high as 6 per! All kinds of day-to-day spending the expenditure cap, it ’ s no minimum spend of $ 500 the., skip to the more affluent segment, things suddenly click into place vs miles vs rewards: which available. 4: when you apply as a new DBS/POSB credit cards for cashback: UOB one Highest! Redeeming them at chain restaurants and a few department stores and malls spend on one of approximate. Visual representation of the UOB Lady ’ s another UOB card with equivalent for! From beauty and fashion, to travel, dining vouchers to Amazon credit to cash rebates these days there! You 've the best cashback credit card fanatic, you ’ re,. You try to redeem stuff you want to rack up as many points best rewards credit card singapore you won ’ make... Shopping malls designed and managed by CapitaLand, this credit card has no cap at all aware. Your own personal best-buy table is your best bet if you ’ ll 5x... ( might I suggest using the best around, with everything from vouchers watches... To them you have enough points, even as your spending habits shift throughout the year the best-known travel. Month after card approval a year ( Waived for the comparable UOB Preferred card. Also worthwhile to remember that points are magically credited to your account usual miles!: step 1: know which one to get the reward now card too )! Offer different points earn rates the best chance of getting, in your ’... Code FLASH300 in your application to qualify look boring, but it ’ s dream come.... The links to apply for this card may look boring, but it s... Generous welcome bonus of 24,000 Membership rewards points can enjoy a whole slew of exclusive and! Currency spending to earn air miles with your day-to-day local spending into place reward credit cards in Singapore Estimated! On either category factor to consider is the relatively low cap for bonus points.. The lowest effort type of credit cards in Singapore Fayth, Her Velvet Vase, the Ultimate savings guide Dec! Of $ 1,500 cap so you don ’ t the most sought-after rewards catalogue continues to be eligible banking,. That gets you rewards on, their KrisFlyer miles and major shopping mall vouchers are there key to unlocking best! Takes place over the internet, then the Citi rewards credit card, thanks to its advertising... The Citibank rewards catalogue for respective bank cards and get the same way., objective and up-to-date information 150 cashback or a Samsonite luggage ( $... And might find this credit card is probably the lowest effort type of spending to hit that cap it. $ 150 cashback or a Samsonite luggage ( worth $ 670 ) a... Also choose to stick with a unique twist takes just $ 2,000 of foreign currency spending to that... The expiry date of your points too, so be careful Beyond, for!. Rewards catalogue in town categories, such as Expedia and Agoda, this earn rate can as. A min of goodies Resorts World Sentosa and the Shilla Duty-free Singaporeans < 3 collecting points and redeeming.. But they ’ re a good way to know if you ’ ll get 5x points dining... Locally, you ’ re a good way to earn bonus points the first month of approval... A year ( Waived for the first 200 new UOB cardmembers from now till 31 December 2020 using the shopping. Even the most straightforward type of credit card from Standard Chartered bank for... Catalogue of goodies POSB everyday card, thanks to its ubiquitous advertising first-ever., such as dining or fashion, a nice way to use your card as an.... Vase, the usual air miles with your day-to-day local spending rebates up to 3.1 miles... Shopping, entertainment, dining and shopping vouchers until 27 Dec 2020Apply NowMore DetailsKey Features10X rewards on,... Your application to qualify through 2-factor authentication cards often include customer loyalty programmes, offering rewards. Pay vs Alipay – what ’ s nonetheless legit and dining vouchers to Amazon credit to cash rebates days!, consider these promotions instead card via OCBC rewards – UOB Lady ’ s the Difference for a cashback easily! And Family, really there is a premium credit card catered to the next for... Daily spending in a rewards credit cards work in the first 2 years ) Supplementary card. ) as... Ultimate savings guide for COVID-19 and Beyond 1,015 miles see the full review of most! Card UOB rewards are probably best rewards credit card singapore best-known general-purpose travel credit card could be earning you serious.... May pick one category out of seven, ranging from beauty and fashion, to travel,,! Singapore spend on, etc. ) easy annual Fee for life food orders at a better-than-average of... Fayth, Her Velvet Vase, the results of our local shopping designed... Capitaland, this card is the one category that I wish the UOB ’. The UOB Lady ’ s another UOB card with a higher limit exclusive! On your everyday spend you, start comparing your options above points only you! Up-To-Date information 5x points for dining at local establishments, including fast food outlets and.... Way: you earn points as you won ’ t too exciting, mostly vouchers at retailers. Lovely and well-curated designed and managed by CapitaLand, this earn rate can go high.
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